Tika Sumpter and Tyler Lepley

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Candace and Benny get an unwanted visit from Lloyd Bowman—the man who handled Candace's loan for her properties. Working on behalf of Jim Cryer, Lloyd is there to collect the money Candace owes the bank, as a result of forging her brother Benny's signature on mortgage documents.

"This is very serious, Miss Young. I gave you a loan on good faith, and you forged your brother's signature," he tells Candace.

Benny tries to make a deal with Lloyd: his tow yard and house, if Candace can keep her home and stay out of jail. Unfortunately, Lloyd says to Benny, "That's not how it works...Because your sister has proven that she is not truthful, we cannot extend her credit."

Now, Benny and Candace have only two very bad options to choose from. As Mr. Bowman explains, "You have until 5:00 p.m. tomorrow. You come up with the money, or you sign over the properties for liquidation. And you have to vacate immediately, or the feds will come."

Watch part of this scene unfold