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Dollars are tight across the country, but many people are still making room in their budgets for charitable contributions, particularly with the holidays right around the corner. Learn how to stretch your resources to do the most good.

Have a Giving Plan
Right off the bat, you need to decide how much money you're going to be able to give this year. It may be a bit less than in years past, but that's perfectly fine—every little bit counts, and the causes you support will be thankful for it. Once you've worked out a number your budget can support, put some thought into how and where you'd like to allocate that money.
Please note: This is general information and is not intended to be legal advice. You should consult with your own financial advisor before making any major financial decisions, including investments or changes to your portfolio, and a qualified legal professional before executing any legal documents or taking any legal action. Harpo Productions, Inc., OWN: Oprah Winfrey Network, Discovery Communications LLC and their affiliated companies and entities are not responsible for any losses, damages or claims that may result from your financial or legal decisions.