Illustration: David Wyffels
Why It's Important
: You know the big-ticket expenses in your life, but all the smaller spending can also be a killer. Take a look at your monthly outflow, and I guarantee you will have a few "Yikes, I had no idea" moments.
Do This Now
: Gather up your bank and credit card statements. Then go to my website, SuzeOrman.com
, and click on Suze Tools to find the expense tracker. Input your average monthly expenses, and get honest about where your money is going.