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1. Take an oath of financial honesty.
A crushing credit card balance caused by your need to impress others is a costly lie. Living within your means is living honestly. Find ways to save $25 a week and you'll free up $100 a month. Invest it and in 25 years you could have $80,000.
Please note: This is general information and is not intended to be legal advice. You should consult with your own financial advisor before making any major financial decisions, including investments or changes to your portfolio, and a qualified legal professional before executing any legal documents or taking any legal action. Harpo Productions, Inc., OWN: Oprah Winfrey Network, Discovery Communications LLC and their affiliated companies and entities are not responsible for any losses, damages or claims that may result from your financial or legal decisions.