Make sure that you never miss drugstore, grocery store or gas station discounts that are only offered to loyalty cardholders by downloading all of your cards to your smartphone. You can do this with the free Key Ring app, which saves the numbers electronically and lets you pull them up as a scannable bar code at the register.
Some of the best things in life can be free--or blissfully under budget, at the very least. Find out how with dozens O geez-I-wish-I'd-thought-of-that-earlier tactics to help you squirrel away a small fortune by this time next year.