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I've been a bridesmaid 11 times in the past four years. Each wedding has cost around a thousand dollars. I love my friends and I can't say no, so what's the best way for me to save up?-Sara from theAsk Oprah's All Stars studio audience

SUZE ORMAN: So how many dress you have back there?

SARA: Eleven.

SUZE ORMAN: Do the math for me, girlfriend. That's eleven-thousand dollars!

SUZE ORMAN: Come on up here. This is what we're calling our Circle of Truth. To talk about money, come on up here with me. Just stand in our Circle of Truth. Now when you are in this circle, you have got to stand in your truth and be honest about everything. Ready for that?

Well, 11 dresses back there. Eleven thousand dollars, okay? Do you know that you didn't spend a thousand dollars a dress. But if you actually took that money and you had saved it instead, 30 years from now, 40 years from now, that's $5,000 a dress. So, it's not $11,000; it is $55,000 that you have spent on those 11 dresses. Truthfully, would you rather have (points to pile of money) this or (points to dresses) that?

Dr. Phil gives Sara advice on how to say "no" to being a bridesmaid, no matter who the bride is.

Next: Nancy O'Dell wants to know: should I buy or lease a car?