Automate your giving

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Automate Your Giving
If you wish you had more time or money to donate, try apps to help streamline the process:

Bstow: For each purchase via your debit or credit card or checking account, Bstow rounds up to the next dollar and uses the change, minus a small fee, to make tax-deductible donations to your pick of the approximately 1.5 million charities in the IRS database. Set a monthly max to avoid exceeding your budget. The app tracks your total, so end-of-year paperwork is a breeze.

ChangeBowl: Like Bstow, the ChangeBowl app collects your “change” from purchases and is connected to the IRS’s nonprofit database, but you can opt for recurring payments or let funds accumulate and cash out with a bigger gift when you’re ready. The app also grants you easy access to records of your donations, though you may need to contact individual charities for a tax receipt.

Farnoosh Torabi, personal finance expert and author of When She Makes More, hosts CNBC's Follow the Leader and the podcast So Money.