Woman at an ATM

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You'll Pay $49 for $15 Takeout
We all try to avoid overdraft fees, but when was the last time you took a look at how much they truly cost you? Most of the purchases that trigger an overdraft fee total $24 or less, while the median fee people were hit with was $34—and the original amount is usually repaid within three days, according to a study from the Consumer Financial Protection Bureau. As the report notes, that's like taking out a loan with a 17,000 percent APR.