Mattress

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Don't Upgrade Your Mattress...
...in April. This middle-of-spring month doesn't have any major holidays, and mattress retailers love to hold sales around days that most people have off from work or school, like Presidents' Day, Memorial Day, the Fourth of July and Labor Day. Plus, in May, manufacturers tend to mark down old models to clear them out and make room for the new ones coming in, so if you buy in April, you'll be too early to score a deal.
Gas grill

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Don't Buy a New Grill...
...between March and June. As soon as people get their first whiff of warm air, they start thinking about burgers and hot dogs, which means they head out to buy charcoal and gas grills—and high demand means high prices. Leslie Wheeler, director of communications at the Hearth, Patio & Barbecue Association, says you're unlikely to get a great buy early in the season. Wait until after the Fourth of July or, if you can hold out, autumn, when prices are at an all-time low.
Home office

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Don't Restock Your Home Office...
...in March, April, November or December. If you need to stock up on paper or are considering buying a new printer, don't do it around the holidays or tax season, says Brent Shelton, a spokesman for Ebates.com and FatWallet.com. Instead, plan on replenishing your work space around the same time that kids are filling up their backpacks for the new school year; August and September tend to bring deals on anything office- or school-related.
Earrings

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Don't Purchase Those Earrings You've Been Admiring...
...in February, May or December. As with grills, increased jewelry demand translates to top prices, so avoid buying around Valentine's Day, Mother's Day and Christmas (exceptions: Black Friday and Cyber Monday). If you're in the market for a new watch, though, do buy around a holiday. Shelton says it's good to wait for Father's Day and graduation season when these items typically go on sale.
Tailor

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Don't Get the Stitching on That Jacket Fixed...
...in November or December. David Eisele, president of the Custom Tailors & Designers Association, told us you probably won't be able to get any deals on tailoring during the holiday rush—and you'll also have to face long lines. If you wait until January or February, you may be able to negotiate a discount (sometimes as much as 25 percent).
Treadmill

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Don't Get That Treadmill...
...between November and February. Everyone wants to exercise indoors when it's cold outside, so prices for treadmills, stationary bikes and elliptical trainers are usually at their highest in winter. By March, though, Coupons.com household savings expert Jeanette Pavini says, you'll find sales on this type of equipment. That also includes gear, such as the weight-lifting bar, pull-up bar and kettlebell needed for home workouts like the immensely popular CrossFit program.

Next: The 7 money mantras experts live by
Published 02/22/2013
Please note: This is general information and is not intended to be legal advice. You should consult with your own financial advisor before making any major financial decisions, including investments or changes to your portfolio, and a qualified legal professional before executing any legal documents or taking any legal action. Harpo Productions, Inc., OWN: Oprah Winfrey Network, Discovery Communications LLC and their affiliated companies and entities are not responsible for any losses, damages or claims that may result from your financial or legal decisions.