COBRA can be very expensive, but Suze has good news—the government is now subsidizing your premium. For nine months, you only have to pay 35 percent of the monthly premium. After the nine months, you're back to paying 100 percent.

This coverage is available to anyone who was laid off between September 1, 2008, through the end of 2009—as long as your company provides COBRA. You have 60 days to enroll, and you can get it even if you declined your employer's initial offer. Employers and employees can learn more at the Department of Labor's website

Learn more about the COBRA stimulus package coverage

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