Skyrocketing foreclosure rates and plummeting home prices have brought the country to the brink. If you're about to fall behind on your mortgage—or even lose your home—Suze says there's a way to keep a roof over your head.

The Homeowner Affordability and Stability Plan hopes to help as many as 9 million American families afford their homes. It's comprised of two parts—the Home Affordable Modification program and the Home Affordable Refinance program.

The loan modification program is designed to help families dangerously close to foreclosure. The government estimates it could help 3 to 4 million homeowners keep their homes and reduce their monthly mortgage payments.

Suze says there are two things you have to do to see if you qualify:
  • Go to The government site will ask you a series of questions and assess your eligibility.
  • If the site says you are eligible, contact your bank to see if they will give you a modification.  
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Please note: This is general information and is not intended to be legal advice. You should consult with your own financial advisor before making any major financial decisions, including investments or changes to your portfolio, and a qualified legal professional before executing any legal documents or taking any legal action. Harpo Productions, Inc., OWN: Oprah Winfrey Network, Discovery Communications LLC and their affiliated companies and entities are not responsible for any losses, damages or claims that may result from your financial or legal decisions.


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