cardigan flannel and belt

Photo: Devin Jarvis/Studio D

Take a patterned cardigan to the next level by layering it over a flannel shirt and cinching with a belt.

Sweater, Mossimo Supply Co.; $30 Target.com.
Shirt, Vintage America Blues; $70 BonTon.com.
Belt, Jessica Simpson Collection; $28 JessicaSimpson.com
great buys leather necklace

Photo: Devon Jarvis/Studio D

This leather cord necklace is the perfect partner for a casually comfortable outfit.

RLM SoHo; $45 RobertLeeMorris.com
great buys hat

Photo: Devon Jarvis/Studio D

Look adorably snug in a printed pom-pom hat.

Echo; $39 EchoDesign.com
great buys jacket

Photo: Courtesy of company

A removable faux-fur collar updates an olive anorak.

Prince & Fox; $65 Aeropostale.com
great buys poncho

Photo: Devon Jarvis/Studio D

Just add leggings, tall boots, and a pumpkin spice latte to this toasty plaid poncho.

BCB; $68 BCBGeneration.com
great buys earrings

Photo: Devon Jarvis/Studio D

Turquoise gems give a subtle hint of color to a neutral look, day or night.

Lauren Ralph Lauren; $40 RalphLauren.com
great buys boots

Photo: Devon Jarvis/Studio D

The classic lug sole boot feels refined in ivory with cable-knit lining.

Merona; $38 Target.com
great buys loungepants

Photo: Devon Jarvis/Studio D

These waffle-knit lounge pants are no slouch when paired with booties and a fitted sweater.

Aerie; $40 Aerie.com

Photo: Devon Jarvis/Studio D

Throw an Aztec-print scarf over just about anything to stave off the chill in style.

Charming Charlie; $20 CharmingCharlie.com
great buys saddlebag

Photo: Devon Jarvis/Studio D

Contrasting textures make this saddlebag a seasonal standout.

Danielle Nicole; $68 HSN.com
great buys skirt and belt

Photo: Devon Jarvis/Studio D

The slight A-line cut of this faux-suede skirt skims the hips and flatters everyone.

Skirt; $70 Loft.com.
Belt, Marciano; $68 Shop.Guess.com