When you have more debt than you can handle, particularly when it's high-interest credit card debt, it weighs on your mood, your health and your relationships.
A new wave of college graduates is falling behind on student loans. During a recession, is a college degree worth taking on debt?
If you want to be wealthier than you are today, there are only four things you need to do: Make a decent living, spend less than you make, invest the money you don't spend and protect your financial world.
Stop focusing on the huge, scary numbers lurking everywhere these days. Macroeconomics matter, but your security depends far more on the small choices you make with your money.