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Scrutinize Your Bills
You might find anything from unrequested subscription renewals on your credit card bill to accidental double charges from retailers. Looking at my bank statement, I noticed I was being debited $15 every three months for an insurance policy I cancelled three years ago. Check the phone and cable bills, too; There's a common practice called cramming in which your own comapny or another service provider adds charges to your bill that are vague, misleading, or unauthorized, or you're billed for services you didn't receive. — Anne Kadet
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