Tory Burch Ally Shoulder Bag

Photo: Courtesy of Tory Burch

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The Lady-Who-Lunches (at Her Desk) Bag
The best choice is a logo-free version made of pebbled or synthetic leather that is better at taking a beating over timeā€”not cotton or suede, both of which show stains and scuffs and usually only work for one season. Instead of a slouchy hobo style where things can sink to the middle, opt for a bag with a defined, rectangular shape (like this purse from Tory Burch). Black, brown, wine or camel will take you through all four seasons; vibrant jewel tones can work with a wool coat or a sundress, says Mull.

The right size: A purse that's approximately the same length and width as a file folder but not so boxy that it interferes with how your arm swings when you walk. Make sure it has an adjustable strap—a puffy winter jacket can hike up a bag that fits comfortably over a tank top in the summer, says Glassman.

The most common mistake: Choosing a smooth, buttery leather (like lambskin) that shows nicks and scratches, and sags under the weight of a heavy wallet.

One to try: Emerald green accessories showed up at shows like Stella McCartney and Mulberry. Choose a bag in this color to punch up a navy suit or a black-and-white print dress.