question 13

Illustration: Jen Troyer

13 of 18

Just about anything in the world that you need can be bought on Craigslist, at a thrift shop or just plain on sale. They may not be the world's most beautiful toasters or dining room chairs, but they function—and leave you with a whole lot less credit card debt. Which is an interesting thought to consider before you purchase a $1,500 flat-screen TV.