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5. Get in great credit shape.
I've always said a high FICO score is a key component to security—but it's even more important now that lenders are so circumspect about making loans. A FICO score in the mid-700s is your best defense. And if you find yourself in the job-hunting pool, a good score could distinguish you from others. (Yes, many employers check FICO scores. It's considered an insight into your sense of responsibility.)
Please note: This is general information and is not intended to be legal advice. You should consult with your own financial advisor before making any major financial decisions, including investments or changes to your portfolio, and a qualified legal professional before executing any legal documents or taking any legal action. Harpo Productions, Inc., OWN: Oprah Winfrey Network, Discovery Communications LLC and their affiliated companies and entities are not responsible for any losses, damages or claims that may result from your financial or legal decisions.