Tip #12: Stay Focused 
Morning is no time to be industrious. If you're hit by the urge to wash a few dishes, pay a few bills, or clean up old e-mail and mail—fight it!

If you can't resist, divvy out household chores to your children. A good rule to enforce is that kids don't get their privileges—watching TV, playing video games, talking on the phone—until they fulfill their responsibilities.

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