Couple arguing
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1. Do I have a hard or a soft problem?

If you have what marital therapists call a "hard" problem, for example, your spouse is abusing you or has untreated addictions, says William Doherty, PhD, lead researcher on the Minnesota Couples on the Brink Project at the University of Minnesota, then you need to get out of the situation immediately. But let's say you're like most people in a tough relationship, and, on thinking about ending things find yourself saying things such as, "We've grown apart," or "We're just not in love anymore." That's code , says Doherty, for another, unrecognized problem. Are you lonely or feeling isolated? Do you feel disliked, criticized or ignored? If you don't know the specifics of what's making you unhappy, it's pretty hard to figure out the specifics of what will make you happy—whether these things have to do with your current partner or anybody else.

2. Am I already divorced?

Maybe you're living this scenario: You stay late at the office (the real office, with desks not beds), then meet with friends for a book club or a new play downtown. Meanwhile, he goes to the gym after work; then, he watches CSI and goes to sleep long before you get home. This goes on for a few years—or 10 or 15. At that point, a divorce feels like just a formality, says Bonnie Eaker Weil, PhD, author of Make Up, Don't Break Up. The natural assumption is: well, if we're already split up emotionally, why not just take the plunge and do it legally? But Weil believes that's the time to stop and ask, "What's the rush now?" An official call for a breakup, she feels, is actually a call to fix the marriage, because a divorced relationship (read: a distant relationship) has become your norm and nobody comes into a counseling session looking to do more of what they're already doing. It's crucial—and often illuminating—to investigate why the two of you haven't already ended your relationship. Yes, there may have been obligations, such as the kids or financial security, but was there something else, also? And is it still there?

3. Who's changing the snow tires?

If you're in a troubled, miserable marriage, you're often focused on the miserable part. After yet another long, ugly fight, a future outside that grief seems pretty appealing. But Doherty says that couples make a mistake when they focus on this post-marital-conflict snow globe of bliss. "The husband or wife can't imagine everything that's going to occur: breaking up the household; moving; dating." Couples with children conveniently forget their fellow parent is going to be at the soccer game, the bar mitzvah, the grandchild's 1st birthday party. He suggests couples write down who will handle the activities of each specific day and occasion exactly one year after the marriage is over, covering the mundane-but-somehow-crucial stuff too, like who will get the Le Creuset, or change the snow tires. These hard realities—which must include the even harder reality that 60 percent of all second marriages also fail—is a litmus test. If, upon consideration, the upheaval still seems worthwhile, you might want to get out. If it doesn't, it's time to rethink.

Next: The one word you should watch out for

4. How often do I use the verb deserve?

By the time couples bring up the d-word, most are pretty convinced they've done everything they can to save their relationship. That's often not so, says Doherty. For example, try asking yourself how frequently you say to yourself, "I deserve to have a partner who earns 50 percent of the household income," or, "I deserve to have a partner who thinks of me when he goes grocery shopping," or "I deserve to have a partner who shows up on time," or "I deserve" anything else on that long list of characteristics and behaviors you long for in a partner. You are worthy of someone who does most of these things. But no one gets a partner who does all these things. The more often you tell yourself what you deserve, the more you create a kind of dream spouse that overshadows the real one—the one you need to really evaluate. Could you find a way to live with some of his most-challenging qualities without, as Doherty says "damaging your human dignity?" Assuming he's a good person overall who does some things that drive you nuts—and he's not a big, mean jerk, because big mean jerks do exist—finding a way to co-exist with those very un-dreamy problems is actually what's involved in doing everything you can to save the marriage.

5. How afraid am I of not knowing?

One of most tortuous parts of a failing marriage is the wondering: Are things going to get better? Worse? Are they going to stay the same? Is he (or she) going to change? Are you? Dr. Weil says many couples go right to divorce, because they can't stand the uncertainty. It's easier for them to choose to break up—and to endure all that pain—than to stay in the situation without a guarantee that things will work out. (This is sort of like quitting a job because you can't stand worrying about getting laid off anymore.) Yes, deciding to leave ends the worry. And yes, taking that step provides relief. But it's a distraction-based decision, one that's not about the divorce but about the anxiety over the divorce. Confronting the possibility that fear is the prime mover in your decision can save you from possible regret.

6. Can I feel even in the tiniest snippet of love?

Whether you decide to leave, or to stay in the marriage, you have to be able to love your spouse again, say Dr. Weil. Think about it this way: Leaving when you're still so angry and upset that you can't remember the time your husband tickled you silly in order to make you relax before dinner with his parents, or how he used to kiss you in the car at every red light, means that all you're taking with you into your new life is exactly that—rage and pain. You'll still be yelling at him in your mind for years, long after he's gone. Walking away with some kind affection for him—in addition to all those other more tumultuous feelings—can help ensure some peace of mind for you—and for any other family members or children involved. Likewise, if you decide to stay, you've also got to remember those very same things to make the relationship work again. Is he funny, as well as irresponsible? Kind, as well as a little arrogant? Hilariously bad at cooking? Superbly talented at comforting? Love for the person—especially at the moment you're least likely to feel love for him—is a sign that your decision to stay is one of those longed-for, sought-after, impossible-to-fake times in life when you know you're doing the right thing.

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