The Financial Advice That Will Leave You "Astonished"

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Are you living beyond your means? In this 2001 after-the-show moment, Oprah called that one of the biggest problems facing Americans. "I've made every salary, so I know what it's like making 12 [thousand] and think, 'If I only made 100...all my problems would be solved.' But what you do is just carry the debt with you," she said.

Author and financial expert Ric Edelman was on hand to offer a solution. Watch the video to hear the advice that will leave you "astonished."