The way our economy works, you can't easily make do paying cash for everything. It's not safe to walk around with large sums of cash, and plastic makes online purchases a breeze. I am a big supporter of debit cards over credit cards. With a debit card you avoid the risk of running up an unpaid balance. But a debit card only makes sense if it charges you very low fees. And the sad truth is many pre-paid debit cards can be very expensive.
Video: Watch Suze explain the traps of pre-paid debit cards.

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