Debt is like cholesterol. There's a good kind and a bad kind. Knowing the difference—and managing both wisely—is the key to financial well-being. Many people want to find a fast way to get their debt under control. But quick fixes such as a debt settlement plan don't address the long-term issues. The three things you need to do are: 1. Address the real problem. 2. Don't move the problem around. 3. Adjust your attitude toward spending.

Video: Watch Suze teach Diana how to climb out of debt and come out on top!

Tools: Suze’s Tips and Tools on How to Pay Off Debt:
Click here for Suze’s Financial Advice on how to pay off debt
Click to see Suze show you the difference between Good and Bad debt.
Click here for Suze’s 10 Tips for a Fresh Financial Start.
Click here for Suze’s Monthly Expense Budget Calculator.

Download: Click here to Download Diana's Debt Action Plan.

Money Lesson: If you are drowning in credit card debt, consider calling your credit card companies and negotiating a lump sum payment at a reduced rate.