Hidden Money

By Suze Orman

HOW TO TURN YOUR GOLD INTO CASH

One of the questions that I'm getting more than I've ever gotten before is about gold. Why? Because gold has been going up and up in value. Should you sell it? Should you keep it? And what's the best way of investing in gold?

Workbook: Click here for Suze’s Interactive Turn Gold Into Cash Workbook.

Video: Watch Suze and gold expert Michael Gusky explain and show differences in Gold.

Download: Click here to Download Suze's Turning Gold into Cash Action Plan.

Money Lesson: Choose to invest in gold exchange traded funds (“ETFs”) instead of actual gold. You should have 10-15% of your portfolio in gold ETFs.

Published 01/30/2012

Hidden Money

By Suze Orman

HOW TO INVEST WISELY

What if you had all the money you needed and your financial ducks were all in a row? What then? Would you be happy? Or would you feel guilty about what you had? If the relationship between you and your money is harmonious, regardless of how much you have, your financial transactions will be harmonious as well. It’s time you learn how and where you will invest your money as well as how to spot a great financial advisor.

Workbook: Click here for Suze’s Interactive Invest Wisely Workbook.

Tools: Money Tips:
Click here for How to Choose a Good Financial Advisor

Video: Watch Suze advise lottery winners on investing.

Download: Click here to Download Suze's Action Plan for investing large sums of money.

Money Lesson: Getting your financial house in order allows the flow of blessings in your life.

HOW TO FIND HIDDEN MONEY

So many of you have all these treasures around you and you don't even know it. Some of you even have money that the state has been holding for you without your knowledge. I even had secret money that I was able to recover with the help of the "Missing Money Lady," Mary Pitman.

Video: Watch Suze explain how "missing money" happens.

Tools: Is there missing money in your name?
Click here to visit MissingMoney.com
Click here to visit Unclaimed.org

Money Lesson: Nobody is going to care about your money more than you. Look for missing money in your name and your parents' name as well.

SUZE'S CAR SHOPPING SECRETS

Before you take the steps to buy a new car, remember that cars are a depreciating asset. Can you really afford a new car? Answer Suze’s car shopping questions in the workbook below, and follow her advice for a clear answer.

Workbook: Click here for Suze’s Interactive Can You Afford a New Car Workbook.

Video: Can Freda really buy a new car? Watch to see if Suze will Approve or Deny her request!

Suze’s New Car Check List:
1. Be aware that the low rates you see advertised are typically only for borrowers with pristine credit scores (above 720 or so). So make sure your score will qualify you for a great rate.
2. Get a maximum loan term of 36 months—no longer. A car is a depreciating asset, so you should put as little money as possible into the purchase. The longer the loan, the more you pay in interest.
3. Consider a gently used car. Since the most significant drop in a car's value occurs in the first two or three years, buying one that's just a few years old means you avoid paying for those early years of big depreciation.

Tools: Click here for a Suze's Advice on Buying a New Car.

Money Lesson: Never lease a car.

ACTION PLAN

Download: Click here to Download Episode 4 Action Plan.

Video: Deleted Scenes:

Are Apartment Buildings a Good Investment?

Can You Get a Student Loan Without a Co-Signer?

For Canadian Viewers

This information is for discussion purposes only. It is speculative and based on assumptions that may not be correct or complete. OWN: Oprah Winfrey Network and its affiliated entities and Suze Orman and her affiliated entities do not represent or warrant its accuracy. This is not a legally binding commitment and OWN: Oprah Winfrey Network and its affiliated entities and Suze Orman and her affiliated entities shall have no liability, and disclaim all direct, indirect, consequential, punitive or other damages, for the use of, or reliance on, this information.

Published 01/30/2012

Hidden Money

Clips

Hidden Money