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Money: I have a healthy relationship to money.

Rich people seldom feel rich. They do not perceive themselves to be rich. In a Gallup poll, the average person judged that 21 percent of people, approximately one in five, are in the "rich" bracket. And yet not even one-half of 1 percent of people put themselves in that bracket. In other words, only one person in 200 can identify with the phrase "I am a rich person." Most people relate to terms like "rich," "wealth" and "abundance" as something you eventually experience when you finally, one day—you hope—enjoy something more than what you have now.

Rich people often feel poor. "When they are asked how much income they need, richer people always say they need more than poor people," writes Lord Richard Layard, the British economist. In his book Happiness: Lessons from a New Science, Lord Layard collated research on the economics of happiness back to the early 1970s. He writes: "Although real income per head (corrected for price inflation) has nearly doubled, the proportion of people who say they are pretty well satisfied with their financial situation has actually fallen."

Exercise: Money is important in life, but if you are to enjoy a truly healthy relationship with money, you have to be clear about what is even more important than money. The real truth is that you can't buy what you really want. True love is not for sale. Real happiness cannot be bought. Peace of mind is not a commodity. To increase your abundance score immediately, try this great exercise: Make a list of 10 things in your life that are priceless to you and that money cannot buy. This powerful exercise will open your eyes to how rich your life already is.

Next: Are you a good receiver?