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Novogratz graduates from the University of Virginia in 1983 and lands a job with Chase Manhattan Bank, reviewing loans at banks in troubled economies. On a business trip to Brazil in 1985, she befriends Eduardo, a homeless boy in Rio de Janiero. But when she brings him to the hotel restaurant, the manager turns him away. Novogratz wonders, "What will it take to build a society where everyone has doors of opportunity?"