Soon after you tie the knot, you need to do a benefits audit. Does it make sense to swap your singles health plan for family care? It may if your spouse works at a company where the employee contribution is very small. Taking the time to weigh the cost of two single plans against family coverage could potentially save you about $400 a year. Do the same for other services, like your cell phone bill. You can also commute together, which may allow you to get rid of a car.

Once you're married, file your taxes jointly. If you don't, you'll lose some big tax benefits—particularly if your incomes are pretty disparate. If one spouse earns $75,000 and the other $15,000, filing jointly can help you save about $1,500 in taxes a year. (If you're not sure about your particular case, ask your accountant.)

Please note: This is general information and is not intended to be legal advice. You should consult with your own financial advisor before making any major financial decisions, including investments or changes to your portfolio, and a qualified legal professional before executing any legal documents or taking any legal action. Harpo Productions, Inc., OWN: Oprah Winfrey Network, Discovery Communications LLC and their affiliated companies and entities are not responsible for any losses, damages or claims that may result from your financial or legal decisions.


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