Have you ever wondered why some people seem to have an innate ability to survive, no matter what problems they face?

Is it luck that allows these people to beat the odds? Skill? A combination? Some would say there's a science to it—like Ben Sherwood, author of the new book The Survivor's Club: The Secrets and Science That Could Save Your Life.

"There's a whole field of people who study what are called human factors of survival—why some people live and other people die. I put it together and am using it to help regular folks deal with the everyday stuff we all have to go through," Ben says.

I bet I know what you're thinking: What does this have to do with my money? A lot.

While the "everyday stuff" Ben is talking about could be a car accident or a fire, it could also be layoffs or struggling to pay the rent or coping with a dwindling retirement portfolio. Believe it or not, some of the same strategies apply.


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