Suze Orman's 5 Rules for Financial Happiness
These essential guidelines will help you conquer your money fears—and boost your confidence to reach your savings goals.
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Rule #1: Prepare a Fear-Conquering Mantra
For the first seven years after college, I made $400 a month as a waitress—and even back then that was bubkes. Then I landed a job at a major brokerage firm as its first female financial adviser. Talk about intimidating! I needed a compelling truth to help me through my fear. My mantra became I am young, powerful, and successful, and I make at least $10,000 a month. Not an ounce of that was true. But I was determined to focus on my future as I wanted it to be. There was no "I hope" or "I wish" in my truth. In moments of fear, your truth should be just as compelling. Keep it short so you can easily remember and recite it. And avoid limiting yourself. Notice, I said at least $10,000.