8 (Totally Easy) Ways to Make Over Your Finances
Three finance experts on the changes to make now (and later).
Michelle Singletary, "The Color of Money" Columnist for The Washington Post
Do This Now: Challenge yourself with a 21-day financial fast, during which you eliminate all spending except for the bare essentials. Halting unnecessary purchases forces you to reflect on how much you consume.
Do This Soon: Keep a spending journal for 30 days. A month's worth of data makes it easier to see where you can cut back.
Do This Soon: Keep a spending journal for 30 days. A month's worth of data makes it easier to see where you can cut back.
From the September 2012 issue of O, The Oprah Magazine