10 Money Decisions You'll Always Regret

I married into a family full of electronics-seeking men who pore over the Best Buy catalogue as if it were written by Danielle Steel, who cash in their rebates religiously, who utter the phrase, "paying retail," with such disdain you'd think it was actually a crime, and here's the best trick I have learned: Buy electronics in the early fall. Prices will be slashed as stores empty their stock before the next year's models come out. You may have a few less megabytes on your shiny, new device, but it's probably just as good for most people's purposes. (Read this for more tips on the best time of year to buy anything.)