Dan and Sally Eggleston

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Taking Responsibility
Both Sally and Dan say they are "horrible with money" and admit they feel responsible for their financial situation. They say their debt weighs heavily on the entire family. Dan admits he feels guilty for not getting more involved. "Perhaps if I would have played a larger role, maybe we may not have gotten here," he says.

Sally says the burden of being in debt affects her relationships with her husband, kids, and even students at school. "There's time when it totally affects my mood and it affects how I am towards Dan," says Sally. "Like a shortness with the kids probably carries into school...I'm sure it does."

Debt ridden and desperate, Sally and Dan nearly filed for bankruptcy last week.