Inside Tips to Protect Your Identity
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Keep 'Em Guessing with New Checks
If your current checks display your first name, order new ones showing only your initials. That's the advice of Mari J. Frank, a California attorney who became an identity-theft protection lawyer after being victimized herself. "That way, the fraudster won't know how you sign your name," notes Mari.
How to Protect Yourself
To further guard your privacy, keep phone numbers off your checks. If you must list one, make it your work number, not your home phone. Another good move: Get a Post Office Box number and use it (rather than a street address) as your mail-delivery point. Of course, never display on any check your Social Security or driver's license number. To prevent new checks from being stolen from your incoming mail, specify that the delivery be sent not to your home but to your bank (for later pickup there).
Finally, seek out check styles that offer security features, such as a special substrate that stains during check washing attempts.
If your current checks display your first name, order new ones showing only your initials. That's the advice of Mari J. Frank, a California attorney who became an identity-theft protection lawyer after being victimized herself. "That way, the fraudster won't know how you sign your name," notes Mari.
How to Protect Yourself
To further guard your privacy, keep phone numbers off your checks. If you must list one, make it your work number, not your home phone. Another good move: Get a Post Office Box number and use it (rather than a street address) as your mail-delivery point. Of course, never display on any check your Social Security or driver's license number. To prevent new checks from being stolen from your incoming mail, specify that the delivery be sent not to your home but to your bank (for later pickup there).
Finally, seek out check styles that offer security features, such as a special substrate that stains during check washing attempts.
Please note: This is general information and is not intended to be legal advice. You should consult with your own financial advisor before making any major financial decisions, including investments or changes to your portfolio, and a qualified legal professional before executing any legal documents or taking any legal action. Harpo Productions, Inc., OWN: Oprah Winfrey Network, Discovery Communications LLC and their affiliated companies and entities are not responsible for any losses, damages or claims that may result from your financial or legal decisions.
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