If you're still paying fees to withdraw money from the nearest ATM, this may make you change your ways: A recent survey from Bankrate.com found that the average fee for using an out-of-network ATM has increased 23 percent over the past five years, and it has hit a new high for eight years in a row. The current average is $4.35 per transaction. One alternative to only using your bank's ATMs is to
switch to USAA; it refunds up to $15 in other banks' fees each month and does not charge a fee for the first 10 withdrawals.
