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Nontraditional students often have the misconception that aid is intended only for high school students entering college. Luckily, that's not the case.

"Financial aid doesn't care how old you are. It's an ageless system," said Gen Tanabe, co-author of 501 Ways for Adult Students to Pay for College.

In fact, as an independent student, you're eligible for higher limits on unsubsidized Stafford loans. Fill out a Free Application for Federal Student Aid, which the U.S. Department of Education uses to determine your aid eligibility.

If you want to start school this fall, submit your form now. Even if you think you're not eligible, try.
Please note: This is general information and is not intended to be legal advice. You should consult with your own financial advisor before making any major financial decisions, including investments or changes to your portfolio, and a qualified legal professional before executing any legal documents or taking any legal action. Harpo Productions, Inc., OWN: Oprah Winfrey Network, Discovery Communications LLC and their affiliated companies and entities are not responsible for any losses, damages or claims that may result from your financial or legal decisions.

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