5 Things to Cut Out of Any Monthly Budget

Even if you're taking public transportation to work and using your employer's transit benefit program, you're probably spending more than you want to on getting to and from your desk every day (in very large urban areas, the average commuter spends $16 round-trip daily). Eco- and wallet-friendly ride shares are popping up around the country; while their rules vary from very formal to quite loose, you could cut your commuting costs by 30 to 60 percent by using one. The new app RideScout is a helpful tool: Enter the details of where you are and where you're going, and it will present you with various options, allowing you to compare them by duration and price. Or, tell your employer about another brand new app, TwoGo, which matches employees into carpools automatically, according to their preferences.