Excerpt from How to Be a Financial Grownup by Bobbi Rebell. Copyright 2016 by Bobbi Rebell. Used by arrangement with Maven House Press. All rights reserved.

Bobbi Rebell is an award-winning TV anchor and personal finance columnist at Thomson Reuters, the largest news organization in the world. Her business videos are seen on hundreds of broadcast and online channels around the world, and her Reuters column on personal finance is syndicated to hundreds of newspapers and websites worldwide. She was formerly a reporter at PBS (Nightly Business Report) and held various producer positions at CNN and CNBC. She is a graduate of the University of Pennsylvania and has a Certificate in Financial Planning from New York University.