skip workout when you're exhausted

Photo: AaronAmat/Thinkstock

5 of 6
You Goal: Be happier

Try: One thing to improve your financial health

Why it works: Issues surrounding finances can make anyone pretty miserable. Seventy-two percent of us feel stressed over money at least some of the time, and 26 percent say our thoughts are consumed by financial matters most or all of the time, according to a 2014 survey from the American Psychological Association. Another recent survey, of more 60,000 Australians, found that financial control is one of three factors in the "golden triangle of happiness," or the elements essential for a sense of wellbeing, so decreasing money worries is a good place to start (the other two factors: a sense of purpose and satisfying personal relationships). Try one of Suze Orman's 9 small financial steps that will pay off big in the future.