Quiz: Test Your Mortgage Smarts
Answer these five questions to see if you're ready to buy a home or refinance your current home.


1. Thanks to the subprime mortgage mess, lenders are:







2. A solid down payment on a home helps you:







3. Interest rates on mortgages:







4. To prepare for getting a mortgage, you need to:







5. If you have credit problems, you may want to:







Please note: This is general information and is not intended to be legal advice. You should consult with your own financial advisor before making any major financial decisions, including investments or changes to your portfolio, and a qualified legal professional before executing any legal documents or taking any legal action. Harpo Productions, Inc. and its affiliated companies and entities is not responsible for any losses, damages or claims that may result from your financial or legal decisions.