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Most of us would rather not display every inch of our bodies on the beach, and many cover-ups are too skimpy or flashy. This generously cut cotton gauze shirt (Cosabella Mare, $142) is neither: It supplies plenty of thigh, tush, and arm camouflage, and the darker color makes your lower half look more slender. Lipton buttons it over an elaborately beaded halter-neck swimsuit (Caffé Swimwear, $258) that you could also use as a bodysuit with a wide skirt or palazzo pants. Scarf, Me & Kashmiere.