Cover up with a tunic.

All prices are approximate

5 of 13
A tunic can also cover you up without hiding your style. "Shay Todd is one of my favorite designers for the beach," Heidi says.

Bikini: Shay Todd, $235

Tunic: Shay Todd, $240

Bag: Lilly Pulitzer, $158
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FROM: Oprah's Top Picks for Summer
Published on June 02, 2008

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