Summer Fashion with Heidi Klum

To go from the beach to lunch, Heidi likes to have a cardigan with her. "You can wear it with jeans or wear it to the beach if you want to go have a little drink at the bar," she says.

Cardigan: J.Crew, $59.50

Swimsuit: Xhilaration from Target $14.99/piece

Pants: Juicy Couture, $118

Bag: Hat Attack, $68