How to Stretch Your Summer Wardrobe
Three women learn the key to successfully switching seasons: layering.
Summer Staple: The Tunic

Working in a clothing store doesn't leave retail manager Fran Cha, 37, in much of a shopping mood. "During the week, I wear structured clothes, so in my personal life, I dress for comfort," says Cha, who loves pairing a tunic with jeans. In cooler weather, the breezy top demands more substance—a scarf instantly says "summer's over."

Tunic, Dana Buchman, $52; Jeans, Hudson, $178, Bloomingdale's; 877-612-7257. Scarf, Love Quotes, $95; Belt, Leatherock, $100; 800-466-6667. Shoes, Joan & David, $260;