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Olay Complete All Day UV Moisture Lotion, $8.99

Average rating: 9

Why it's life-changing: "I love this moisturizer. I have always worn SPF, and throughout my teens and 20s I needed an oil-free product. But in the past couple of years (I'm now 30), I've needed a little extra moisture but still something very gentle that won't clog my pores. This has fit the bill perfectly through many sweaty summers and flaky winters, and all I have to do is adjust the amount I use when the weather changes, rather than switch to a heavier or lighter product. It soaks right in and takes my powder foundation smoothly. Yay!" — jenntuition, TotalBeauty.com member
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