High Glamour, Low Price

One Coat, Four Ways: Weekend Chic Sidesteps Sloppiness

"Casual doesn't mean dumbed down to nothing," Vera says. The coat's shine and pleated pockets are a hit with Susan Hersh, 44. High-heeled boots ($130) give stature to doubled-up tees ($34 each) and five-pocket denims ($50)—Vera likes skinny stretch jeans.

Necklace, $125. Belt, $30.