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Cheri Young of Raleigh, North Carolina, knows how to make money grow. She starts out with $1,000 in Pay It Forward Challenge money, and only a week later, after reaching out to other donors, she has raised more than $35,000 for needy families in western North Carolina.

Cheri's donations include Christmas gifts for 10 military families based at Fort Bragg and Camp Lejeune, and $250 each for families with patients at UNC Children's Hospital. She gives $500 to Interact, a shelter for victims of domestic abuse and sexual assault, and she gives another $500 to a former shelter resident. Through Cheri's work, the shelter receives an additional anonymous donation of $25,000! The money will be used for matching funds to raise even more money, Cheri says.

Cheri gives $500 to help a woman pay her power bill. She raises another $1,000 for Storehouse for Jesus, which operates a medical ministry for the needy in Mocksville, North Carolina. She also raises $1,000 for Manna from Heaven Outreach in Myra, Kentucky, and $1,000 for needy families in western North Carolina.

"You don't have to look far to find someone in need. These people deserve our love and need our help. And with opening your heart and giving a little time, we can make a difference," Cheri says. "We all have our ups and we all have our downs, and when you're up, you reach out, and when you're down, you allow others to help."
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