9. Your Account Balance

I have nothing against the globally sacred rite of worrying about money. Except this: People, it has no payoff.

I stopped worrying about money when I was unemployed, living on credit card debt. It wasn't that my ship came in. It was just that I'd decided to try writing for a living, yet I was too worried to write. So I proactively pushed aside worry as I worked. Did I make money that day? No. Did I make money sooner because I stopped worrying? I think so. Did I enjoy my life more from that moment on, regardless of how much I had in the bank? Abso-freaking-lutely. Go about your business, whatever it is, with full energy. And drop the worry. Watch how much stronger your moneymaking skills become when you're not dragging around a hefty load of anxiety.

10. Worrying

If your Spanx are now totally knotted from trying to stop worrying, it's time to take a nice, cleansing breath. Aaahhhh. Remember point number six: We're not after perfection here. If you've felt even a tiny release from worry while reading this list, you're succeeding. That slight lessening of anxiety is all you need.

Wiggle your worries a little each day, and they'll gradually lose their hold on you. Trust that you're already counteracting the barrage of messages that tell us, every day, to worry, worry, and worry some more. Enjoy the liberating sense of bucking the cultural tide. And speaking of bucks, if you have further questions, please feel free to direct them to my elk.

Martha Beck's latest book is Finding Your Way in a Wild New World (Free Press).

More Ways to Calm Down

• 8 steps to conquer the beast within
• The secret to surviving life's low points
• Could you transform your life by altering your thoughts?