With sunglasses on. The other day I was having lunch with my sister. I was wearing my new very large Italian sunglasses, and she said, You should never take those glasses off.
Twenty bucks buys movie tickets or a weekend's worth of lattes. But you can do a world of good - from feeding an endangered animal to educating a child - for even less.
Families that want to get schooled on the smart way to finance a degree should consider these rules.