Best Life Week Follow-Ups

Recession affects all of us in some way, making now more important than ever to get your finances in order. To start 2009 off strong, financial powerhouse Suze Orman unveiled her five-step action plan for financial security.

After watching the show and hearing Suze's plan to weather this financial storm, Nima says she decided to talk to her husband about their finances. Taking Suze's advice, Nima and her husband created an action plan of their own.

1. Open a "hands-off" savings account. Nima says this is a separate account she's opened that she and her husband will put money into, but not take out.

2. Check into your mortgage. "I called my lender right after the show," Nima says. "We have a home equity line of credit with our lender and our mortgage, and they were able to consolidate both and give us a much lower interest rate. They told us we could save around $678 a month, so we're pretty excited about that."

3. Brown-bag it for lunch. If Nima and her husband can save $8 to $10 a day by eating out less, they realized they could save an extra $200 to $300 a month!

4. Make a plan. With her newfound monthly savings, Nima says they plan to add more money to her husband's 401(k) and pay off more of their mortgage.

Do you need help creating your own action plan? Watch Oprah and Suze's webcast.