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2. Stop settling for what the world offers.
You need to be your own best advocate. If there's no raise this year, meet with your boss to determine grounds for a raise next year. If you're self-employed and haven't increased your rates in years, I have to ask, why are you putting yourself on sale? I say it's fear. Recognize that this fear is keeping you from having more in your life.
Please note: This is general information and is not intended to be legal advice. You should consult with your own financial advisor before making any major financial decisions, including investments or changes to your portfolio, and a qualified legal professional before executing any legal documents or taking any legal action. Harpo Productions, Inc., OWN: Oprah Winfrey Network, Discovery Communications LLC and their affiliated companies and entities are not responsible for any losses, damages or claims that may result from your financial or legal decisions.