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Help your teens become more spiritual. "Teach your kids to be less material and focus on the bigger picture of life," Rabbi Shmuley says. "Whether it's visiting a place of worship, regularly doing yoga or meditating or volunteering for a worthy cause, teens should make time to reflect on what is really important," he says. "If they do this regularly, it may help them become more focused on the important things in life and less on 'things' they think they need to acquire."Ask yourself these questions to make sure you're sending children the right messages about money.